SK & Associates respects your privacy and is committed to protecting your personal information. This includes how we collect, use, and disclose your cell phone number, or email address.
How We Use Your Cell Phone Number and/or your Email address
We may use your cell phone number to:

• Provide Policy-Related Communications: Send important policy information, renewal notices, claims updates, and other relevant notifications.
• Customer Service: Respond to your inquiries, provide support, and resolve issues.
• Marketing and Promotional Purposes: With your consent, send you information about our products and services, special offers, and relevant updates.

Opt-In and Opt-Out You have the right to opt-in or opt-out of receiving text messages from SK & Associates. You can:

• Opt-in: Provide your consent to receive text messages by replying to a specific message, texting "START" to our communications number, or following the instructions on our website or in other communications.
• Opt-out: Reply "STOP" to any text message you receive from us. You can also opt-out by contacting our customer service department Online or calling us at (973) 471-0900.

We may use your E-mail address to:

• Provide Policy-Related Communications: Send important policy information, renewal notices, claims updates, and other relevant notifications.
• Customer Service: Respond to your inquiries, provide support, and resolve issues.
• Marketing and Promotional Purposes: With your consent, send you information about our products and services, special offers, and relevant updates.

Opt-In and Opt-Out You have the right to opt-in or opt-out of receiving Email messages from SK & Associates. You can:

• Opt-in: Provide your consent to receive email messages by replying to a specific email, or following the instructions on our website or in other communications.
• Opt-out: Replying "STOP" to any email message you receive from us. You can also opt-out by contacting our customer service department Online or calling us at (973) 471-0900.

Data Security
We implement appropriate security measures to protect your personal information, including your cell phone number, and email address(es) from unauthorized access, disclosure, alteration, or destruction.

Changes to This Privacy Policy (Last updated: 12/2/2024)
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting a notice on our website or by sending you a direct communication.